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Sweden Debt Collection Guide

Filing fees, claim limits, demand letter requirements, court process, service rules, and enforcement options for collecting money in Sweden. Verify local court rules before filing.

Verified
Source checked: 2026-04-29
Official source
Court
Kronofogden (Enforcement Authority) / Tingsratt (District Court)
Filing Fee
SEK 300 (Kronofogden) or SEK 900-2,800 (Tingsratt) (~$28-$265 USD)
Claim Limit
No fixed cap for Kronofogden order-to-pay claims; court procedure may apply if contested
Timeline
2-4 weeks (if uncontested)

Filing Instructions

  1. 1File an application for a payment order (betalningsforelaggande) with Kronofogden
  2. 2Pay SEK 300 fee
  3. 3Kronofogden serves the application on debtor
  4. 4Debtor has ~2 weeks to contest
  5. 5If not contested, Kronofogden issues enforceable judgment
  6. 6If contested, case transfers to Tingsratt

Required Forms

  • - Application for Payment Order (betalningsforelaggande)

Service Rules

Kronofogden handles service. Debtor is served by mail.

Legal Basis

Lag om betalningsforelaggande och handrackning (1990:746)

Enforcement Options

  • - Utmatning (seizure by Kronofogden)
  • - Loneutmatning (wage garnishment)
  • - Bank account seizure
  • - Property auction
  • - Debt registered in credit records

Online Filing Portal

https://www.kronofogden.se

Important Notes

Sweden's Kronofogden order-to-pay process is the right first framing for unpaid money claims. It can determine the claim if uncontested and also handles enforcement; contested claims may move to court.

Start with a demand letter

Document the claim before escalating to a court or tribunal.

Start Your Case